WHAT THIS INSURANCE CLAIMS GUIDE HAS TO OFFER
The guide covers types of claims, what to do and what not to do in the event of a claim arising, plus handy checklists to help you organise the necessary information for the claims process in many of the common insurance policies.
A must-have reference for all businesses, this guide has all the information you need to process a claim in one place, saving you time and stress when you need to take action urgently.
GUIDE FEATURES
GENERAL CLAIMS PROCEDURES
- Types of Claims
- What to do in the event of a claim
SMALL PROPERTY INSURANCE CLAIMS
- What is ‘Underinsurance’ and why it is so important
- What to do in the event of a claim
- What to remember
MARINE INSURANCE CLAIMS
- What to do in the event of a claim for Third Party Claims and Own Damage Claims
- What to remember in the event of any claims
- Detailed checklist including policy details and all requirements for Marine Transit Insurance
MOTOR VEHICLE INSURANCE CLAIMS
- What to do at the scene of an incident
- What to do if a Letter of Demand is received
- Claim form and quotes requirements – and the differences in requirements between a drivable and un-drivable vehicle
- What to do with claims from other motorists
- Detailed checklist including policy details and all requirements for Motor Vehicle Insurance
- Letter of Demand template
Download Insurance Claims Checklists
- Detailed checklist including policy details and requirements for most of the common types of Insurance Claims
HANDLING THIRD PARTIES
- Incidents with Third Parties
- What to do in the event of a claim – and what NOT to do
LARGE PROPERTY INSURANCE CLAIMS
- What to do in the event of a claim
- Large Property Claims Management Plan overview – detailed description of each phase, terms and requirements
PUBLIC & PRODUCTS LIABILITY INSURANCE CLAIMS
- What to do in the event of a claim
- Detailed checklist including policy details and all requirements for Public & Products Liability Insurance
PROFESSIONAL RISK INSURANCE CLAIMS ‘CLAIMS MADE POLICIES’
- Overview of which policies are Claims Made Contract Policies
- What to do in the event of a claim
- Detailed checklist including policy details and all requirements for Professional Risk Insurance
WORKERS COMPENSATION INSURANCE CLAIMS
- The process of reporting an injury
- Legislation for lodgement of injuries by each state in Australia
- Detailed Register of Injuries checklist including all requirements for Worker’s Compensation Insurance
GET YOUR FREE GUIDE NOW!
An essential reference guide for all business owners
The General Insurance Claims Procedure Guide and Checklists covers all the main insurance policies for businesses, so you’ll know what to do to quickly and effectively submit a claim to your insurance company. This means more peace of mind when an unfortunate claim does arise.
Current information for Australian businesses by insurance experts
The information in this guide was generated by leading business insurance policy experts in Australia, based on the latest requirements for popular insurance policies for businesses in Australia. This go-to guide will give you peace of mind when you need it most.
A word from Amanda Smith, Founder – Optimum Insurance
“I see firsthand how stressful it can be when a claim arises. I wrote this guide to make the claims submission process as quick and painless as possible, allowing business owners to return to running their business. After all, you’re in business to help others, not worry about insurance claims (luckily, that’s my passion).”
Make any future claims processes quick and easy
Get this handy free resource and have peace of mind that you know exactly what to do in the event of a claim.
After Advice or A Quote
Optimum Insurance Services are qualified insurance advisers. We welcome all enquiries in relation to our insurance products and services. To obtain advice or a competitive quotation enquire online. If you would like to discuss your specific needs further, please call 1300 739 861 and speak with our friendly and helpful advisers.